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15 Exclusive villas in self-development regime located in Torre Pacheco - Murcia in the Santa Rosalía Lake and Life Resort
Santa Rosalía, Murcia - Costa Calida, Spain
REF: 904698
€850,000
Description
15 Exclusive villas in self-development regime located in Torre Pacheco - Murcia in the Santa Rosalía Lake and Life Resort. There are 2 models to choose from and the prices start from 850,000 to 1.100,000. The plots have to be purchased separately and have between 394m up to 500m , with prices from 123,000 to 231,000. The villas will benefit from , underfloor heating , electric shutters , fully equipped bathrooms , pre-installed air-conditioning , fully fitted kitchen with BOSCH electrical appliances , swimming pool with waterfall and exterior BBQ . There is also a basement with laundry room and bathroom plus pre- installation for a lift. The reservation and payment terms are as following: - Contract for the purchase of the land 50% on signing the contract and the rest in title deed. (3 months) Order of work 50.000 . Certifications: Once the project is issued to obtain the building license, the first certification of 15% Structure completed: 25% Perimeter walls: 20% Partitions, installations, air conditioning, plumbing, solar panels: 15% Painting, windows, gardening, fence: 15% Completion: 10% (From this last payment the initial 50,000 + IVA sent as a reservation for the work order contract are deducted) Based on these percentages monthly certifications on the last day of the month, Payable by bank transfer from the 1st to the 5th of the following month. The final budget will be finalized once the architectural project has been completed. The indicative budget includes top brands, Geberit, Roca, Würth insulation, etc. As in the structure, the floor slabs are made of solid concrete, everything will be specified in the basic and execution project.
15 Exclusive villas in self-development regime located in Torre Pacheco - Murcia in the Santa Rosalía Lake and Life Resort. There are 2 models to choose from and the prices start from 850,000 to 1.100,000. The plots have to be purchased separately and have between 394m up to 500m , with prices from 123,000 to 231,000. The villas will benefit from , underfloor heating , electric shutters , fully equipped bathrooms , pre-installed air-conditioning , fully fitted kitchen with BOSCH electrical appliances , swimming pool with waterfall and exterior BBQ . There is also a basement with laundry room and bathroom plus pre- installation for a lift. The reservation and payment terms are as following: - Contract for the purchase of the land 50% on signing the contract and the rest in title deed. (3 months) Order of work 50.000 . Certifications: Once the project is issued to obtain the building license, the first certification of 15% Structure completed: 25% Perimeter walls: 20% Partitions, installations, air conditioning, plumbing, solar panels: 15% Painting, windows, gardening, fence: 15% Completion: 10% (From this last payment the initial 50,000 + IVA sent as a reservation for the work order contract are deducted) Based on these percentages monthly certifications on the last day of the month, Payable by bank transfer from the 1st to the 5th of the following month. The final budget will be finalized once the architectural project has been completed. The indicative budget includes top brands, Geberit, Roca, Würth insulation, etc. As in the structure, the floor slabs are made of solid concrete, everything will be specified in the basic and execution project.
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Currency Exchange
Santa Rosalía, Murcia - Costa Calida, Spain
Interested in this property? Don't lose out to currency fluctuations changing the price you pay...
Many overseas buyers in Spain do not realise they can lose thousands of pounds through adverse currency exchange rate movements.
The property buying process in Spain takes time; it could be up to six months between seeing the property of your dreams and actually taking ownership. So how much would this €850,000 property cost you?
| Property Price € | Minimum cost in the last six months | Maximum cost in the last six months | Fluctuating exchange rates over the last six months could have increased the cost of this property by |
|---|---|---|---|
| €850,000 | £704,064 | £730,533 | £26,469 |
| Property Price € | €850,000 |
| Minimum cost in the last six months | £704,064 |
| Maximum cost in the last six months | £730,533 |
| Fluctuating exchange rates over the last six months could have increased the cost of this property by | £26,469 |
Santa Rosalía, Murcia - Costa Calida, Spain
Interested in this property? Don't lose out to currency fluctuations changing the price you pay...
Many overseas buyers in Spain do not realise they can lose thousands of pounds through adverse currency exchange rate movements.
The property buying process in Spain takes time; it could be up to six months between seeing the property of your dreams and actually taking ownership. So how much would this €850,000 property cost you?
| Property Price € | Minimum cost in the last six months | Maximum cost in the last six months | Fluctuating exchange rates over the last six months could have increased the cost of this property by |
|---|---|---|---|
| €850,000 | £704,064 | £730,533 | £26,469 |
| Property Price € | €850,000 |
| Minimum cost in the last six months | £704,064 |
| Maximum cost in the last six months | £730,533 |
| Fluctuating exchange rates over the last six months could have increased the cost of this property by | £26,469 |
The exchange rate on the day you make an offer on your property in Spain will not be the same as the rate you pay when you complete on your purchase, as currency markets move constantly. Any large rate movements may take it beyond your price range as the chart above illustrates the fluctuation and how much extra your property could have cost you.
The best way to avoid this significant risk is to plan your budget and currency strategy with an experienced currency specialist. They have been known to save you up to 4% compared to many high street banks, £4,000 for every £100,000, which soon adds up. They will also keep you up to date on market movements, help you set a rate in advance with a product called a Forward Contract - so you know exactly what you will pay for your property in sterling.
This is why we recommend Smart Currency Exchange Ltd. If exchange rate movements continue to be as unpredictable and as significant as they have been in the past then by not using Smart Currency Exchange Ltd your property could cost you £26,469 more.
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