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UNDER CONSTRUCTION - you move in June 2024 (block 1) or in October 2024 (block 2)! New complex of 36 apartments & penthouses in Estepona Golf
Estepona, Malaga, Spain
REF: 597706
€350,000
Description
UNDER CONSTRUCTION - you move in June 2024 (block 1) or in October 2024 (block 2)! New complex of 36 apartments & penthouses in Estepona Golf. All units enjoy golf views. PRICES 3 BEDS 350,000 GROUND FLOOR with 28M2 of terrace / 370,000 FIRST FLOOR with 28m2 of terrace. (These are the last 2 units). SPECS include aero-thermal system for air-conditioning hot & cold, built-in wardrobes, ceramic flooring, double glazing with mechanical ventilation, fully fitted kitchen, etc. Community outdoor parking with designated space. Payment terms: Non-refundable reservation deposit: 6.000 + VAT / Private Purchase Contract 30 days after reservation with payment of 30% + VAT / After 6 months additional payment of 10% + VAT / Upon completion payment of 60% + VAT, expected for June 2024 Buying costs in addition to the purchase price are: 10% VAT + 1,20% duty stamp tax + 1,21% legal fees + 1% for notary & land registry.
UNDER CONSTRUCTION - you move in June 2024 (block 1) or in October 2024 (block 2)! New complex of 36 apartments & penthouses in Estepona Golf. All units enjoy golf views. PRICES 3 BEDS 350,000 GROUND FLOOR with 28M2 of terrace / 370,000 FIRST FLOOR with 28m2 of terrace. (These are the last 2 units). SPECS include aero-thermal system for air-conditioning hot & cold, built-in wardrobes, ceramic flooring, double glazing with mechanical ventilation, fully fitted kitchen, etc. Community outdoor parking with designated space. Payment terms: Non-refundable reservation deposit: 6.000 + VAT / Private Purchase Contract 30 days after reservation with payment of 30% + VAT / After 6 months additional payment of 10% + VAT / Upon completion payment of 60% + VAT, expected for June 2024 Buying costs in addition to the purchase price are: 10% VAT + 1,20% duty stamp tax + 1,21% legal fees + 1% for notary & land registry.
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Currency Exchange
Estepona, Malaga, Spain
Interested in this property? Don't lose out to currency fluctuations changing the price you pay...
Many overseas buyers in Spain do not realise they can lose thousands of pounds through adverse currency exchange rate movements.
The property buying process in Spain takes time; it could be up to six months between seeing the property of your dreams and actually taking ownership. So how much would this €350,000 property cost you?
| Property Price € | Minimum cost in the last six months | Maximum cost in the last six months | Fluctuating exchange rates over the last six months could have increased the cost of this property by |
|---|---|---|---|
| €350,000 | £289,909 | £300,808 | £10,899 |
| Property Price € | €350,000 |
| Minimum cost in the last six months | £289,909 |
| Maximum cost in the last six months | £300,808 |
| Fluctuating exchange rates over the last six months could have increased the cost of this property by | £10,899 |
Estepona, Malaga, Spain
Interested in this property? Don't lose out to currency fluctuations changing the price you pay...
Many overseas buyers in Spain do not realise they can lose thousands of pounds through adverse currency exchange rate movements.
The property buying process in Spain takes time; it could be up to six months between seeing the property of your dreams and actually taking ownership. So how much would this €350,000 property cost you?
| Property Price € | Minimum cost in the last six months | Maximum cost in the last six months | Fluctuating exchange rates over the last six months could have increased the cost of this property by |
|---|---|---|---|
| €350,000 | £289,909 | £300,808 | £10,899 |
| Property Price € | €350,000 |
| Minimum cost in the last six months | £289,909 |
| Maximum cost in the last six months | £300,808 |
| Fluctuating exchange rates over the last six months could have increased the cost of this property by | £10,899 |
The exchange rate on the day you make an offer on your property in Spain will not be the same as the rate you pay when you complete on your purchase, as currency markets move constantly. Any large rate movements may take it beyond your price range as the chart above illustrates the fluctuation and how much extra your property could have cost you.
The best way to avoid this significant risk is to plan your budget and currency strategy with an experienced currency specialist. They have been known to save you up to 4% compared to many high street banks, £4,000 for every £100,000, which soon adds up. They will also keep you up to date on market movements, help you set a rate in advance with a product called a Forward Contract - so you know exactly what you will pay for your property in sterling.
This is why we recommend Smart Currency Exchange Ltd. If exchange rate movements continue to be as unpredictable and as significant as they have been in the past then by not using Smart Currency Exchange Ltd your property could cost you £10,899 more.
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